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This website and the software sold on it is designed to provide general information regarding the subject material covered, and is a work of the author’s research, experiences and opinions.

Although the author and publisher, Expert Software Systems, have used all of the retirement facilities for their own use successfully, they make no promises or guarantees for similar results for any purchaser or user of this software tool (known as the Retirement Calculator). Results may differ based on an individual’s personal interpretation and use of the facilities implemented in this software tool. The author and publisher accept no personal or company liability for any of these results. Additionally, the author and publisher do not represent or warrant that any information, ideas, plans, calculations, suggestions, and methods of operation contained in this software tool are in all cases true, accurate, appropriate, or legal. It is the purchaser’s (or user's) responsibility to consult with his or her own advisor before putting any of the software tool information into practice. The author and publisher specifically disclaim any liability resulting from the use or application of the information contained in this software tool, as the information is not intended to serve as legal or definitive financial advice related to individual situations.

Additionally, the author and publisher accept no personal liability for any inaccuracies or omissions in this software tool or website, or any of its associated documentation.

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